Hortense is a Director in Baringa’s US Financial Services practice. She is based out of New York City where she assists clients in their Sustainability and Climate Risk journey. Hortense has led a range of risk management programs across Credit Risk, Liquidity Risk and Operational Resiliency. Prior to joining Baringa she developed and led the ESG and Climate Risk offering for the North American Digital Risk and Compliance practice of a leading strategy and consulting company. Her recent experience includes helping a US Global bank enhancing their climate risk plan: providing strategic advisory, building the climate risk target state and providing industry best practice and regulatory trends. She is also helped a large US Asset Manager implementing climate change scenario analysis capabilities to inform their first TCFD report. Hortense holds a GARP Sustainability and Climate Risk Certification.